COVID Resources – Federal, State, local

Resources – federal, State, local


Small Business Owner’s Guide to the CARES Act [final]
In this act, you’ll find:
Paycheck Protection Program Loans
Small Business Debt Relief Program
Economic Injury Disaster Loans
Emergency Economic Injury Grants
Small Business Counseling
Small Business Contracting
Small Business Tax Provisions

Coronavirus Bill Requiring Paid Employee Leave March 18, 2020, Expires Dec 31, 2020-

  •  the Families First Coronavirus Response Act (the Act) requires employers to provide 80 hours of paid sick leave for government workers and employees of companies with fewer than 500 employees related to the coronavirus (COVID-19) pandemic, among other measures.
  • The Act provides FMLA rights for some employees of companies with fewer than 500 employees, 
  • Requiring partially-paid leave after 10 days when an employee is unable to work or telework due to school or childcare closures related to the coronavirus.
  • Provides funding for economic assistance and requires health plans to cover COVID-19 testing at no charge.
  • A refundable tax credit for employers that provide paid leave benefits as required by the Act is also included.
  • U.S. Department of Labor – WARN Act for Workers

Federal Dept of Labor
The Occupational Safety and Health Administration (OSHA) has resources to help employers and workers prepare for and respond to coronavirus in the workplace.
Click HERE

Dept of Defense

Small Business Administration
The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Click here for detail



Governor Hogan orders, March 30, 2020
The full text of Governor Hogan’s order, March 30, 2020 can be found at:
Detailed guidance on the Governor hogan’s Order can be found at:
If you are concerned about the well-being of elderly family and friends, please encourage them to use the free Maryland Senior Call Check program. For more information, visit:

MD Dept of Commerce Support
The Maryland Department of Commerce will offer up to $125 million in loans and grants to small businesses and nonprofits through the Maryland Small Business COVID-19 Emergency Relief Fund.
This includes a $75 million loan fund and a $50 million grant fund, with $1 million in grants dedicated to nonprofits, to provide working capital to be used for payroll, rent, fixed-debt payments and other mission critical cash operating costs, according to the governor’s office.
Businesses and nonprofits with under 50 full- and part-time employees will be eligible, and loans will range up to $50,000 and grants up to $10,000, according to the governor’s office.
The governor has allocated $5 million and the Maryland Department of Labor has allocated $2 million to collaboratively launch the COVID-19 Layoff Aversion Fund.
A total of $7 million in funds will be available to provide flexible rapid response services to proactively support businesses and workers undergoing economic stresses due to COVID-19.

Cecil County Business resources

Cecil County’s COVID-19 Small Business Emergency Micro Grant Program
COVID-19 Small Business  Emergency Micro Grant Application 

Cecil Catalyst Overview For COVID-19 Loans
Cecil Catalyst Loan Application for COVID-19 Relief

Baltimore County COVID resources
Baltimore County Business Resources