Resources – federal, State, local
Small Business Owner’s Guide to the CARES Act [final]
In this act, you’ll find:
Paycheck Protection Program Loans
Small Business Debt Relief Program
Economic Injury Disaster Loans
Emergency Economic Injury Grants
Small Business Counseling
Small Business Contracting
Small Business Tax Provisions
Coronavirus Bill Requiring Paid Employee Leave March 18, 2020, Expires Dec 31, 2020- https://www.congress.gov/116/bills/hr6201/BILLS-116hr6201enr.pdf
- the Families First Coronavirus Response Act (the Act) requires employers to provide 80 hours of paid sick leave for government workers and employees of companies with fewer than 500 employees related to the coronavirus (COVID-19) pandemic, among other measures.
- The Act provides FMLA rights for some employees of companies with fewer than 500 employees,
- Requiring partially-paid leave after 10 days when an employee is unable to work or telework due to school or childcare closures related to the coronavirus.
- Provides funding for economic assistance and requires health plans to cover COVID-19 testing at no charge.
- A refundable tax credit for employers that provide paid leave benefits as required by the Act is also included.
- U.S. Department of Labor – WARN Act for Workers
Federal Dept of Labor
The Occupational Safety and Health Administration (OSHA) has resources to help employers and workers prepare for and respond to coronavirus in the workplace.
Small Business Administration
The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and non-profits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. Click here for detail
- Harford County COVID Resources
Harford County Business Resources
Centers for Disease Control
- Harford County Health Department
- Maryland Department of Health
- Live updates from Governor Larry Hogan
- Maryland Business Express – Information for Businesses
- Maryland Coronavirus Response for Businesses – 3-23-2020
- FAQs for Maryland Businesses
- CDC’s Interim Guidance for Businesses & Employers
- OSHA’s Guidance for Preparing Workplaces for COVID-19
- Coronavirus: SBA Small Business Guidance & Loan Resources
- SBA’s COVID-19 Economic Injury Disaster Loan Application (simplified)
- Maryland Emergency Management Agency
- U.S. Chamber of Commerce
- U.S. Department of Labor
- Maryland Department of Labor – Unemployment Insurance FAQs
- Maryland Department of Labor – Dislocation Event Form
- Maryland Department of Labor – COVID-19 Layoff Aversion Fund
- U.S. Department of Labor – WARN Act for Employers
- Maryland SBDC – COVID-19 Small Business Survival Guide
- Can You or Your Business Help? Here are some email addresses if you have resources to provide or sell:
- Resource requests for supplies and Personal Protective Equipment (PPE): email@example.com
- Businesses wanting to sell items: firstname.lastname@example.org or email@example.com
- Volunteers wishing to serve or make donations: firstname.lastname@example.org or the site: https://governor.maryland.gov/marylandunites/
INFORMATION FOR EMPLOYEES
- Restaurant Employee Relief Fund
- Families First Coronavirus Response Act
- Maryland Department of Labor: Unemployment Insurance
- Maryland Department of Labor – And Employment Benefits Guide for the Worker in Transition
- Families First Coronavirus Response Act: Employee Paid Leave Rights
- Information Regarding Childcare for Essential Workers:
Governor Hogan orders, March 30, 2020
The full text of Governor Hogan’s order, March 30, 2020 can be found at: https://governor.maryland.gov/wp-content/uploads/2020/03/Gatherings-FOURTH-AMENDED-3.30.20.pdf.
Detailed guidance on the Governor hogan’s Order can be found at: https://governor.maryland.gov/covid-19-pandemic-orders-and-guidance/.
If you are concerned about the well-being of elderly family and friends, please encourage them to use the free Maryland Senior Call Check program. For more information, visit: https://aging.maryland.gov/Pages/senior-call-check-sign-up.aspx.
MD Dept of Commerce Support
The Maryland Department of Commerce will offer up to $125 million in loans and grants to small businesses and nonprofits through the Maryland Small Business COVID-19 Emergency Relief Fund.
This includes a $75 million loan fund and a $50 million grant fund, with $1 million in grants dedicated to nonprofits, to provide working capital to be used for payroll, rent, fixed-debt payments and other mission critical cash operating costs, according to the governor’s office.
Businesses and nonprofits with under 50 full- and part-time employees will be eligible, and loans will range up to $50,000 and grants up to $10,000, according to the governor’s office.
The governor has allocated $5 million and the Maryland Department of Labor has allocated $2 million to collaboratively launch the COVID-19 Layoff Aversion Fund.
A total of $7 million in funds will be available to provide flexible rapid response services to proactively support businesses and workers undergoing economic stresses due to COVID-19.
CECIL COUNTY RESOURCES
Cecil County Business resources
CECIL CATALYST COVID-19 LOAN PROGRAM:
Cecil Catalyst Overview For COVID-19 Loans
Cecil Catalyst Loan Application for COVID-19 Relief